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Need a home equity loan? Then consider this. Subprime lending refers to the extension of credit to higher-risk borrowers, a practice also commonly referred to as "B/C" or "nonconforming" credit. The subprime mortgage market has flourished because such lending has been profitable, demand from borrowers has increased, and secondary market opportunities are growing. While the enormous growth of the subprime mortgage industry has enabled many consumers to obtain home loans who previously would have had much more limited access to the credit market, there are potential pitfalls for unwary consumers. The best way to avoid problems in getting a home equity loan is to compare different web sites to find the best plan for you. Also, your local banks are a good source of home equity loans.
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